Analysis Tool

Deal Reality Check Calculator

Answer one simple question: "If I buy this Miami property with these assumptions… will it bleed cash or hold its own?"

Basic Deal Info

$
$

Verdict

Likely negative-cash-flow investment.

$-3,028/mo

NOI

$5,580/yr

Cap Rate

0.80%

Cash-on-Cash

-18.54%

DSCR

0.13

Break-Even Occ.

150%

Total Cash In

$196,000

Warning Flags

  • DSCR under 1.0: Property income doesn't fully cover loan payments.
  • Cap rate under 3%: Very low unlevered return.
  • Insurance is a large burden.
  • Break-even occupancy over 95%.

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